Mortgage myths

Mortgage myths Following a good discussion on the topic of mortgage, I would like to share a few myths: The first year the payment is almost all interest. Your friends and your brokers keep telling you that the first year you will be paying a high portion of interest on your loan. What does that …

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Money saving tips on home mortgage refinancing.

The steady downward trend in mortgage interest rates in recent years have undoubtedly presented many opportunities to lock in historically low rates.¬†With the downward trend anticipated to continue for the foreseeable near future, there are bound to be more opportunities to refinance into a lower interest rate loan. This article offers a lesser known tip …

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Presidential Cycle

Presidential Cycle As we discussed in the marketing timing strategies, we will spend more time to dig deeper into the Presidential Cycle. The first year is the weakest of all four years. Higher returns during the last two years of a Presidential term than the first years. The expectation is that as a President takes …

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January effect

January effect As we discussed in the marketing timing strategies, January Effect is the oldest and more common accepted ideas. In this article, we expand the topic and look at more details. Increase in buying securities before the end of the year for a lower price, and selling them in January to generate profit from …

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